FUNDGRADES

FUNDGRA+DES® is an independent proprietary research methodology developed by Wealthcare Capital Management. There are no affiliations with any fund providers, broker dealers or investment management firms that manage funds...only independent, objective perspectives.

Wealthcare Capital Management uses these screening criteria in providing its fiduciary services to ERISA and advisory clients and exposes the criteria and results on the FUNDGRA+DES® site as a free educational service. Data is provided to Wealthcare by Thomson/Reuters, one of the largest financial data providers in the world.

To link to a particular fund's report card, please copy and paste using the following format:
http://www.fundgrades.com/securityreport.aspx?ticker=XXX

Where XXX is the ticker of the desired fund.