A popular industry speaker, inventor and writer, DAVID B. LOEPER is the CEO and founder of Wealthcare Capital Management, Inc. in Richmond, VA. He is author of the top selling book Stop the 401(k) Rip-off!, three other books released in 2009 – 2011 by John Wiley & Sons (Stop the Retirement Rip-off, Stop the Investing Rip-off and The Four Pillars of Retirement Plans) and numerous whitepapers. He is the inventor behind several US and International patents, has appeared on CNN, CNBC, Fox Business and Bloomberg TV, served on the Investment Advisory Committee of the $30 billion Virginia Retirement System, and was chairman of the Advisory Council for the Investment Management Consultants Association (IMCA). Before founding Financeware in 1999 (the predecessor to Wealthcare Capital Management®) he was Managing Director of Strategic Planning for Wheat First Union. He earned the CIMA® designation (Certified Investment Management Analyst®) from Wharton Business School in 1990 in conjunction with IMCA.

Mr. Wilson served as Managing Director and Treasurer of First Union Corporation's Retail Securities Group, which is now part of Wells Fargo Advisors, the third largest retail brokerage organization in the United States. His last assignments at First Union included M&A analysis, acquisition due diligence and financial analysis on First Union's e-commerce brokerage strategy.

Ms. Nelson comes to Wealthcare Capital Management® with extensive project management and systems analysis experience in various vertical markets. She has managed many diverse development projects ranging from financial application development projects to a major supply chain re-engineering project. Prior to joining us in 2000, Ms. Nelson served as Manager of Mid-Atlantic Application Development for The Allied Group. While at The Allied Group, Ms. Nelson managed application development projects for such companies as: AOL Time Warner, National Geographic, Sun Microsystems, General Motors, Phillip Morris, NEXTEL and others. Prior to working with The Allied Group, Ms. Nelson was with the Westvaco Corporation managing numerous system analysis and information system development projects.

Perry L. Chesney is Senior Managing Director of Wealthcare Capital Management®'s Global Client Group and a member of its Executive Committee. Mr. Chesney has over 25 years of experience in the financial services industry, most recently as Senior Vice President and Central Division Manager at SunTrust Investment Services. Prior to his position at SunTrust, Mr. Chesney was a Private Wealth Advisor with Merrill Lynch, where he worked for over 22 years.

Mr. Chesney is a frequent speaker for area financial planners and investment professionals and has done extensive speaking and teaching around the country for Merrill Lynch and SunTrust. In January 2004 and again in 2005, Mr. Chesney was recognized by Robb Report Worth Magazine as one of the TOP 100 Financial Advisors in America.

He has served on the Board of Directors for both the Baton Rouge CLU/ChFC Association and the Baton Rouge Chapter of the IAFP. He served on the board of the Greater BR Food Bank from 1996 until 2002 and was the Board President in 2002. Mr. Chesney was also Board Treasurer of the General Health System Foundation in 2002.