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The Price Your Clients Pay for Using Safe Withdrawal Rates

David Loeper explains why the only safe retirement withdrawal rate is a flexible one. Learn how to implement a dynamic planning methodology that helps make the most of your clients' lives.

by David B. Loeper, CIMA, CIMC Learn More

Gold’s Twelve Month March to $3,800 an Ounce

In this paper, David Loeper examines historical data to question the deployment of various investment types to address the prospect of rising inflation.

by David B. Loeper, CIMA, CIMC Learn More

Succession Planning – Maximizing the Value of Your Practice – Building a Billion Dollar Practice

This paper written by David Loeper attempts to identify the root causes and cures for an industry wide problem in creating enough value at succession to fairly compensate retiring advisors.

by David B. Loeper, CIMA, CIMC Learn More

Efficiency Deficiency

In our latest whitepaper, "Efficiency Deficiency", David Loeper addresses how asset allocation is actually being practiced in today’s markets.

by David B. Loeper Learn More

The Alternative To Alternative Classes

In "The Alternative to Alternative Classes," David B. Loeper discusses the relatively new asset class called alternative investments.

by David B. Loeper, CIMA, CIMC Learn More

Ignorance is Bliss

The financial services industry expects advisors to identify risk, model it, and optimize around it--but are we planning for it? This new commentary discusses how advisors may be blissfully ignoring a portfolio~s risk.

by David B. Loeper, CIMA Learn More

Whats Current Got to Do With It? Part 2

In the second part of this series, we examine two clients with identical "current" situations but different long-term goals. Find out how doing "better" than "better" for these clients might not be the best advice.

by David B. Loeper, CIMA Learn More

Whats Current Got to Do With It? Part 1

For years advisors have been analyzing plans based on "current" versus "proposed." This two-part paper shows advisors how to focus on meeting client goals rather than just improving a client~s "current" situation.

by David B. Loeper, CIMA Learn More

Wealthcare: The Future of Financial Advising

A discussion of Financeware~s philosophy of financial advice. Learn how advisors should be providing wealthcare rather than static financial planning.

by David B. Loeper, CIMA Learn More

The Concentration Crisis - Risk Without Reward

Are you exposed to unrewarded risk by excessive overweighting of one or two stocks? This paper examines the impact of "Concentration Risk".

by David B. Loeper, CIMA Learn More

Rethinking Risk

Should it really be a question of risk versus return? Maybe it should be risk versus early retirement or risk versus travel.

by David B. Loeper, CIMA Learn More

Was That Risk I Just Saw? The Pain Could Have Been Prevented With Wealthcare

Did you plan on the bear market? Long before the bear market came you could have been prepared for this financial "drought". The question is... are you financially healthy enough to withstand a continued "drought"?

by David B. Loeper, CIMA Learn More

The Use of Monte Carlo in Modern Portfolio Reality (MPR)

A deeper look at the differences between MPT and MPR and the compelling evidence that advisors are materially improving investors~ odds of meeting their financial goals.

by David B. Loeper, CIMA Learn More

Living Life on the Flip of a Coin... Will Americans Achieve Their Financial Goals?

This in-depth, 13 page paper exposes a crisis for investors. On average, investors have only a 57% chance of living their financial life as they have planned. Professional advice and probability analysis are improving these odds.

by David B. Loeper, CIMA Learn More

Modern Portfolio Reality (MPR)

The Failures of Modern Portfolio Theory (MPT)

by David B. Loeper, CIMA Learn More

It is 11:00 p.m., Do You Know Where Your Portfolios Are?

A fresh look at how portfolios can be monitored for progress towards investors~ goals.

by David B. Loeper, CIMA Learn More

Asset Allocation Math Methods & Mistakes

Asset Allocation Math, Methods & Mistakes. A look at some of the most famous asset allocation studies and what can and what shouldn~t be concluded from these works.

by David B. Loeper, CIMA Learn More

Change...You Can Lead It, Follow It, or Ignore It

Change...You Can Lead It, Follow It, or Ignore It

by David B. Loeper, CIMA Learn More

The Art of Advice

Will computers replace people? We don't believe so whether in art, or... advice.

by David B. Loeper, CIMA Learn More

Do Markets Trend?

Paper reviewing the randomness of market returns.

by Rex Maceacey, CFA, CIMA Learn More

Why Leading Financial Advisors Audit Financial Plans

Why Leading Financial Advisors Audit Financial Plans.

by David B. Loeper, CIMA Learn More

The Asset Allocation Myth

Think that your 90% of your results come from asset allocation? A look at the gap between the theory and reality.

by David B. Loeper, CIMA Learn More